This couple 'worked our butts off' to live high on the seven seas.
Now he and his wife, Cindy — they’re 60 and 57, respectively — have both retired, bought a boat and have been sailing the world for roughly the past five years.
Of course, it’s not all, as Mark puts it, “cocktails and dreaming.” He says: “The good days are really, really good. The bad days you’re down on your knees praying you’re going to make it through the storm,” he says. And, he adds: “It is expensive, I’m not gonna lie.” One big expense is the boat itself: The couple bought the boat used during the recession for a little over $360,000, Mark says. It was more than they’d wanted to spend, Mark says, but Cindy agreed to work a few years longer so they could get it.
How did you save enough to be able to retire early and sail the world? “We both worked but lived off one paycheck and banked the other one,” Mark says. “We worked our butts off, saved and saved and saved for over 20 years, avoided debt and lived well within our means,” he adds. “There is no magic button to push landing in this lifestyle.”
They weren’t always savers. When they were first married in their early 20s, “we did something that was evil,” Mark jokes, “we borrowed money.” But they soon got rid of all the debt, and — both had grown up around boats — began to seriously talk about their dreams of one day sailing the world. “This was 30 years ago. We got out a pencil and paper, put together a series of tables on ‘if we save this, this is the amount we could generate in income.
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