Freddie Mac is testing software that could make mortgages more accessible for borrowers who sometimes get locked out of the market
An effort under way at housing-finance giant Freddie Mac could increase mortgage approvals for borrowers who might otherwise be shut out of home buying.
Freddie has been testing underwriting software from a financial-technology firm, ZestFinance, that could make mortgages more available for certain applicants, including first-time home buyers and minorities, according to people familiar with the matter. The software evaluates consumers’ borrowing and income histories in new ways, the people said.
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