Four ways for college students to control their health-care costs
This is especially important for students with chronic conditions or who require regular doctor visits, she said.
"What you have to think about with each option is what kind of medical service you need," said McClanahan. "Am I healthy or are there issues I have to be seen for regularly?"Purchasing a plan through the federal or state insurance marketplace might make sense for students who are no longer dependents on their parents' tax returns.
Those who apply for insurance on their own may be eligible for premium tax credits based on their own income. These credits can help defray the cost of the plan they select.to find estimates of premiums and subsidies. Students who are claimed as dependents on their parent's tax returns are likely to be ineligible for subsidies due to higher household income, said Pollitz of the Kaiser Family Foundation.Medicaid is one of the most affordable, comprehensive options for low-income students who will obtain coverage on their own and who aren't considered dependents on their family's tax returns.
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