Forget your wallet: It’s time to start paying for everything with your phone.

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Forget your wallet: It’s time to start paying for everything with your phone.
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Money is just a concept.

. From here, you can link your credit or debit cards to the phone’s payment system. It also lets you add new cards and edit the details from existing ones.tab and tap on theoption. This will give your wearable the same power as your actual card, which means you’ll be able to pay with your smartwatch even when your iPhone isn’t nearby.

Once you enter your card details, you’re ready to pay for goods. To do this in a physical store, you can use any contactless terminal. At checkout, unlock your phone with a passcode, Touch ID, or Face ID, and tap your Apple device on the terminal to pay.Some places like New York City have made phone payments widely available in public transportation turnstiles.back in September 2015, a year after Apple’s payment system launched.

As with Apple Pay, your device must be unlocked to use Google Pay. If you’re using a smartwatch, you won’t need to draw your pattern or put your fingerprint in the sensor with every payment, but if you take your watch off, then you will need to reauthorize the connection by unlocking your phone. Google Pay should also work with any terminal or checkout that supports contactless payments. In the store, make sure your phone is unlocked, tap it against the terminal for a few seconds, and wait for the green light. Again, just like Apple Pay, the system will send an authorized token rather than your actual card details.

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