Fannie Mae and Freddie Mac Curb Some Loans as Regulator Reins In Risk

Fannie and Freddie are meant to make homeownership more affordable. As the Trump administration tries to overhaul them, they are retreating from backing loans to borrowers with small down payments.

Fannie Mae and Freddie Mac back about half of new mortgages in the U.S. Now, talks are heating up about reshaping or shrinking the two companies, a move that could impact millions of Americans. Photo: Heather Seidel/The Wall Street Journal.

Fannie Mae and Freddie Mac back about half of new mortgages in the U.S. Now, talks are heating up about reshaping or shrinking the two companies, a move that could impact millions of Americans. Photo: Heather Seidel/The Wall Street Journal

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