Cash from your home as a lump sum or in instalments – here’s how equity release works. AD AgePartnership equityrelease AgePartnership property finance
Equity release is a means of accessing a percentage of your property value while still living in your home. The money that you release is tax free and can be taken as a lump sum or in smaller instalments at a later date.
One of the main benefits of equity release for many people is that it provides you with a tax-free lump sum of cash and you’re not required to make any repayments if you don’t wish to.How is that possible? Over the last five years the rise in popularity of equity release means that there are now more plans on the market than ever before.
You may also be concerned about passing on debt to your family, but all equity release plans come with a no negative equity guarantee which means that you can never pass on the debt to your estate, providing the property is sold for a reasonable amount.
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