'Tapped out' dental insurance and no dental insurance are both good reasons to look into dental savings plans. They don't pay a portion of your dental bills; instead they negotiate the price down.
About 74 million Americans do not have dental insurance. And those who do, know its limitations: yearly and per procedure spending caps.And those who do, know its limitations: yearly and per procedure spending caps.
"Tapped out" dental insurance and no dental insurance are both good reasons to look into dental savings plans. They don't pay a portion of your dental bills; instead they negotiate the price down. For around $150 a year, you get discounts of up to 50%. When Ann Estes retired she had no dental coverage. Medicare doesn't offer it. Dental insurance was costly, so she went with a dental savings plan. "You pay an annual fee. It's an immediate sign up. Within 24 hours I was signed up ready to go," she said.is a huge fan of dental savings plans has one herself. She admits to dental problems, telling me they stretch back to her early days in the Bay Area.
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