Benefits are a gateway to support but some estimates suggest £15bn still goes unclaimed each year.
People who are working and on a low income, or are out of work, are most likely to be claiming universal credit. Universal credit is an overarching payment that replaces individual benefits, such as housing benefit and income support. These are now known as legacy benefits.
Citizens Advice points out that lockdowns created the biggest surge ever seen in universal credit claims, so the rising cost of living could be having a similar impact. Anyone who receives universal credit is automatically entitled to an extra £650 in government payments, to help pay rising energy bills.
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