The scheme provides legal safeguards for individuals with financial problems, giving them time to get advice and plan for how they will settle their bills.
The scheme provides legal safeguards for people with problem debt, giving them time to get advice and plan for how they will settle their bills.
It protects people from their creditors for 60 days, with most interest and penalty charges frozen and enforcement action halted. Because financial problems can be linked to mental health issues, the protections are also available for people receiving crisis treatment.For the whole of last year, 70,546 registered breathing spaces were recorded, including 69,334 standard and 1,212 mental health registrations.'Large rise in food inflation' says Hunt
People seeking the assistance need to speak to a debt adviser first, who will then make the application.Read more:The figures, covering England and Wales, showed the number of people going financially insolvent was 2% lower in the first quarter of this year than in the final quarter of 2022. The 29,017 personal insolvencies registered over the latest three month period was also 9% lower than the same quarter the previous year.
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