Column: Lose your health coverage? Don't hesitate to haggle with medical providers

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Column: Lose your health coverage? Don't hesitate to haggle with medical providers
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'If you lose your coverage but know from past bills how much your insurer would have paid, offer that amount. Many providers will see this as acceptable, at least on a one-time basis.' From columnist Davidlaz:

UnitedHealthcare wants to deny coverage for emergency care it deems unnecessary. It’s also placing new limits on out-of-network treatment.

“I told them this wasn’t fair,” Pelletier said. “I offered to pay the same amount they would have been reimbursed by my former insurer,” Anthem Blue Cross. Following his son’s treatment, a Santa Monica man was left to wonder what exactly he was paying for after a nearly $32,000 hospital bill arrived. Pelletier said he was presented with these options but found them unsatisfactory. He noted that past Quest bills showed the company received just $180 from his insurer — a small fraction of the chargemaster rate.

“When a person is trying to handle this themselves, they generally reach out to providers with an emotional plea,” said Prissi Cohen, a registered nurse and patient advocate in L.A.Never agree to pay the chargemaster rate, said Martine Brousse, a Culver City patient advocate and mediator. “The chargemaster means nothing,” she said.

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