China to use LPR benchmark for pricing existing floating-rate loans

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China to use LPR benchmark for pricing existing floating-rate loans
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China central bank says will use LPR as benchmark for pricing existing floating-rate loans

FILE PHOTO: Headquarters of the People's Bank of China , the central bank, is pictured in Beijing, China September 28, 2018. REUTERS/Jason Lee/File Photo

Starting on Jan. 1, financial institutions will be prohibited from signing floating-rate loan contracts based on the previous benchmark bank lending rate, the People’s Bank of China said in a statement on its website. From March 1, financial institutions will negotiate with customers on terms for converting the pricing benchmark on their loan contracts into the LPR, the central bank said.

In August, the PBOC started using the revamped LPR as a new benchmark for pricing new loans, in a bid to steer borrowing costs lower to support the slowing economy.

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