China is nudging insurers to work on cheaper medical cover linked to the coronav...
), among others, have included coverage for the virus in their existing medical insurance products, according to their websites.
China’s Banking and Insurance Regulator last week adjusted actuary rules for healthcare, accident and life insurance as well annuity insurance, which will help lower premiums for such insurance by 3% to 5%. Beijing, however, has been pushing private insurance firms to expand their product coverage to ease pressure on the healthcare system, and as part of a broader crackdown on the sale of shadow banking-linked investment products by insurers.
The regulator has assured insurers of approvals to launch those products within a few days, they said, compared to the usual timeline of two weeks or more for investment-linked insurance products.
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