Car insurance rates are on the rise as consumers continue to battle inflation, but state policies may change to protect drivers from extreme rate hikes.
Illinois is one of only two states without oversight when it comes to auto insurance rates. The industry said the system works, but some state lawmakers and advocacy groups want that to change.
The I-Team contacted Dukes' provider, Founders Insurance, asking why her rate jumped. The company did not get back to us. So PIRG and the Consumer Federation of America are backing proposed state legislation that would have the Illinois Department of Insurance oversee auto insurance rates and be able to reject or modify what they feel are excessive hikes. It would also end the practice of allowing non-driving factors, such as education level, gender and credit scores, to set rates.
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