A “Living Wage” is the income it takes to make ends meet in different places. It’s nowhere near Easy Street or Fat City.
Longview also has something that most Texas cities don’t have: rain. While there are other places in East Texas that have more rain, Longview typically gets 49 inches of rain a year. That’s more than average in the U.S. and, yes, more than the 39 inches of rainfall in Seattle.
Shelter is also a cost where economies of shared living show up, big time. The shelter cost for two people, in Texas as a whole, is $11,808, up very modestly from the $10,741 cost of shelter for a single person. One consequence is that the cost of shelter shrinks from 35% of spending for a single person to less than 24% of spending for a couple.
All of this assumes you don’t have significant health or mobility issues. If you do, all bets are off. The wonder of America isn’t its massive excesses in luxury spending. The rich in other nations spend even more exuberantly. Daily examples from all over the world are dutifully reported on the web. Don’t be afraid of downsizing your home if the numbers work. Always remember that the cost of shelter is the biggest expense, and therefore the biggest cost lever you can pull. Just like it was in all of your working life.Cook at home and share meals with friends. You’ll eat healthier and have less waste at lower cost. All you have to do is pay attention. Retired, you have the time to do that.
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