A new crop of financial technology startups threaten to disrupt the business of banking
, Chime had in excess of 2.6 million accounts, with 350,000 being added per month.
In a direct attack on traditional banks, Chime boasts the ability to give customers access to their paycheck two days earlier than at traditional banks, noting the latter typically hold the money to earn interest. You aren’t going to get rich with a Chime savings account. But for consumers looking for a free checking and savings account with an automatic way to save, Chime may be a good option.
The kicker: you get to decide how much you pay for that investment management. Don’t think Aspiration and thus your preferred charity deserves to get paid? Then don’t give it anything. Think it did a good job managing your investments? Show your appreciation with a “tip.”started in late 2011. It raised its first round of seed financing in 2012 and hasn’t looked back.
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