Bank of America profit beats as healthy economy fuels loan growth

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Bank of America profit beats as healthy economy fuels loan growth
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Bank of America Corp beat estimates for quarterly profit on Wednesday, as the Un...

) and Well Fargo reporting a dip in margins, stoking fears that interest rate cuts could further pressure profit by reducing the spread between what banks charge on loans and pay on deposits.

The lender is the most sensitive of the big U.S. banks to interest rate changes because of its large deposit stock and rate-sensitive mortgage securities. “We see solid consumer activity across the board, with spending by Bank of America consumers up 5% this quarter over the second quarter of last year,” Chief Executive Brian Moynihan said in a statement.

Adjusted revenue from BofA’s global market business, which includes bond and equities trading, fell 5.7% to $4.18 billion.

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