The last time that the average five-year fixed deal was below 6% was on July 3, when it stood at 5.97%, according to Moneyfacts.
The average five-year fixed homeowner mortgage rate being offered by lenders has fallen back below 6%, for the first time since early July, according to a financial information website.
Among the deals, it is offering borrowers with a 40% deposit a five-year fixed-rate mortgage at 4.93%, with a £999 fee, which is 0.96 percentage points lower than in July.The new deals include a five-year fixed rate at 4.95% with a £999 product fee for people with a 40% deposit, down from 5.10% previously.
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