Here's how to avoid overspending on Cyber Monday. (via CNBCMakeIt)
But for many Americans, the worst part about holiday shopping comes from the many financial pressures the season brings, including saving enough for all the gifts you need to buy and struggling to stick to your budget. In fact, about 60% of Americans say they typically spend too much during the holiday season, according to aOverall, about 63% say that holiday shopping puts a strain on their finances.
"Set your limits and make them known — there's nothing wrong with doing that and people will respect that," Griffin says. Talk with your family and come up with an amount per person that makes sense for everyone. Or you can set your own limits, such as $20 per person and let your family and friends know in advance what you're planning to do this holiday.
. Make sure you're keeping track of what you're buying and how long you're spending in each store, no matter how great the shopping experience is.Before you head to the store to do your holiday shopping, take the time to do your homework. Especially if you're planning to hit up Black Friday and Cyber Monday sales. Retailers release their ads in advance, so you can compare the advertised prices and promotions.
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