From making payments on time to keeping your credit usage under 30%, here are a few things you can do to keep a good credit score.
1. Your payment historyTry to keep credit utilization at or below 30%.Having a healthy mix of credit is good for your score. It shows you can balance different types of debt.
Lenders use credit scores to make sure you’re a responsible borrower, but you’re assessed differently based on whether you’re taking out a car loan or a mortgage.— Margaret Poe, TransUnion’s head of consumer education
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