25% of Americans have an error on their credit report—here's how to dispute it

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25% of Americans have an error on their credit report—here's how to dispute it
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Noticed an error on your credit report? Here's how to dispute it.

You may also want to dispute the error with the company that provided the information to the credit bureau, known as the "furnisher." This may be a credit card issuer or bank. You can send a letter to the furnisher or contact them by phone.The timeline for resolving a dispute varies, but generally credit bureaus have to respond to your dispute within 30 days.The credit bureau will provide the results in writing and a free copy of your credit report, if the dispute results in a change.

If your dispute was denied, all hope isn't lost. You can still file a written statement of dispute with the credit bureaus that can be included in your credit report. You can ask the credit bureau to provide this statement to anyone who received a copy of your report in the recent past, but there may be a fee.

And if you think the credit bureau didn't take reasonable action to resolve your dispute, you can also

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