20% of Americans regret making this financial decision with their significant other

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20% of Americans regret making this financial decision with their significant other
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20% of Americans regret combining money with their significant other. (via CNBCMakeIt)

How much money do you have in savings?What are your spending habits like? "It is important to be an open book with your partner — especially if you plan on marrying," Merrick says. "Marriage is a legal merger between two people and one must know everything about the other's money — good and bad."

If life circumstances have caused your money goals to change, these check-ins can also act as a place to alter your financial strategy and agree on your next steps as a couple. "Decide how to divvy up tasks, such as paying bills, balancing your accounts, or arranging appointments with your financial professional," Keckler says. "Work together to determine what you want your collective financial future to look like."

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