Don't mind me, I'm just still angry that, apparently, learning the Pythagorean theorem was more important than learning about high-yield savings accounts.
But wait!! They also explain you'll need to save up for closing costs, which can be around 2–3% of the loan payment . So 3% of a loan payment of $434,000 means closing costs will run you another $13,000.
NOW, all that's left to do is add in the price of a home inspection . This all adds up to a grand total of saving $29,600 to buy a $450K home. Also important to note: The user adds a disclaimer noting it'd also be wise to save a little extra for any emergencies that may pop up . And while putting down 3% might be enough to get you a mortgage, saving more can help you avoid private mortgage insurance and lower your monthly payments. Test it out for yourself using this
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