'I 'borrowed' pretty much all of the money in my 401(k)/IRA when I wasn’t working and had to have surgery. Big mistake.'
"I got a sob story from an ex. I felt bad and paid [their debt] with my emergency credit card. [The relationship] didn't work out, and now I am stuck paying it off. Just because it's available for you doesn't mean you should use it for others' debt.""I took a credit card with a $7K limit to college for 'emergencies.' By the end of my four years, it was maxed out because 'emergencies' quickly started to mean 'pizza and beer.
Also, I wish I had known more about credit scores and how much of an impact they can have on your lifeCredit scores can be...complicated, to say the least. Your credit scores are based on information in your credit reports and are designed to help lenders decide whether or not to extend you a line of credit, like a loan or credit card. Since your credit scores can have a big impact on your life, it's a good idea to keep an eye them.
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